budget Archives - The Smiling Heart

Posts Tagged‘budget’

Trim The Tree & Your Budget This Christmas

Your kids approach their advent calendars with shameless excitement. A rare chocolate sweet with breakfast is only partly the reason why they arrive at the table practically buzzing. The fact that with every date they open means they’re one step closer to the big day helps! Your advent calendar doesn’t give you as much reason to cheer. You greet each day with another new bill as you curate a holiday that meets your kids’ expectations. Between the gingerbread house kits, the house-wide decorations, and the presents “from Santa”, the season’s festivities add up. If you aren’t prepared, the added strain…

Cruising on budget for first-time cruisers

You might already know this by now – a cruise package already includes accommodation plus all your food and entertainment, but perhaps what you don’t know as a first-timer are the “on-board extras”, which can add considerable cost to your overall trip. The cruise ship’s revenue also depends on their luxurious drinks, spa facilities, “specialty” meals and unique activities, so there are a plethora of ways in which cruise companies can make you part with your cash. In any case, being a budget-conscious cruiser doesn’t need to be a matter of insistent saving and scrimping. Here are a couple of…