finances Archives - The Smiling Heart

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Don’t Give Up Living – Ways To Beat Those Financial Blues

Source Financial issues don’t crop up just around Christmas time what with all the spending and going overboard with the parties, gatherings and buying gifts for your favourite people. Indeed, financial stress can happen year round, and often times without warning. For people who are unable to put much in savings away, short term loans can be the solution they have been looking for to keep their heads above water while they’re waiting for the next pay check to come in. Why Loans? Loans can help you pay for those unexpected costs like if you have to have your car…

How Does a Mortgage Extension Work?

You may have heard of mortgage extensions, essentially a way of lengthening the terms of your loan that you took out to buy your home but perhaps you’re unsure how they work. In this article we are going to take a look at why you would need such an extension, who qualifies for it and how they work. Let’s start with what an extension is, and why you might need to look at the possibility of using one. In a nutshell, a mortgage extension is for people who can no longer afford their monthly mortgage payments, this could be for…