money Archives - The Smiling Heart

Posts Tagged‘money’

Four Ways to Save Money This Christmas

It’s no secret that, around Christmas, everyone’s budget gets a little tighter. There are just too many people to give gifts to. If you’re trying to find some ingenious ways to save a little bit of cash this holiday season, then here are a few Christmas money savers that will help you do just that: Pre-Christmas Clean-up Before the holidays, do a pre-Christmas clean-up and get rid of the things you’re not really using anymore. Somewhere at the back of your closet, there are clothes, bags, and shoes that are still in good condition, but you’ve just grown tired of…

Georgia’s Hottest Housing Markets

If you live in one of Georgia’s hottest housing markets and are thinking about relocating, you could be in for a nice surprise when you list your home for sale. Homes in these areas are in high demand, and the value has risen accordingly. But to get the best bang for your buck, make sure you work with a qualified and experienced realtor. One with a Georgia real estate license is a must-have to ensure that the process goes smoothly, for both buying and selling. Waiting for a hot market is another important tip, and if you own a home or…

Trim The Tree & Your Budget This Christmas

Your kids approach their advent calendars with shameless excitement. A rare chocolate sweet with breakfast is only partly the reason why they arrive at the table practically buzzing. The fact that with every date they open means they’re one step closer to the big day helps! Your advent calendar doesn’t give you as much reason to cheer. You greet each day with another new bill as you curate a holiday that meets your kids’ expectations. Between the gingerbread house kits, the house-wide decorations, and the presents “from Santa”, the season’s festivities add up. If you aren’t prepared, the added strain…

Spend Smart To Earn Cash Back

Cash back is a form of incentive offered to buyers of certain products. The buyers will be given a cash refund after they have made a purchase of a certain item. It is a perk offered by many credit card companies and it is a form of earning back a small percentage of the money spent using your credit card. Some credit companies are coming up with more opportunities to get their card holders to spend more by giving more cash back opportunities through their promotions and online sales offers. Smart spenders are opting for cash back credit card for…

The Future Of Reselling Technologies

With local markets drying up and becoming oversaturated, technology resellers are searching for greener pastures. With prospective clients like cloud-based service providers putting roots down in other countries and in need of IT infrastructure, exporting equipment internationally is beginning to look like an attractive route. However, the main concern is how tedious cross-border transactions can become without having the logistical expertise, which often makes resellers hesitant to take the leap. The future of value-added reselling lies in the international market, but unfortunately these potential business relationships are often stopped in their tracks. This is because customs personnel at virtually every…

Skills Required by CRE Agents

The field of commercial real estate (CRE) is a highly complex one within the overall property market. Those who are successful in this field, like Dean Kirkland WA, tend to focus on one area of work. The main areas are: Property types, such as industrial, retail, or office. Property services, such as management, leasing, or sales. Property development, which is what Dean Kirkland is involved in. The reason why specialization is so important, is because CRE is so wide and complex. So what is expected for a good CRE agent, be that in Vancouver or in Washington, or anywhere else…

How and Where Can You Use Bitcoins and Other Forms of Cryptocurrency?

If you see something that you want to buy you can, in theory, pay for it through cryptocurrencies. However, these currencies are highly volatile, and this means lots of businesses don’t accept them yet. That said, companies like Prescott Regency, who are working hard at raising the profile of cryptocurrencies, are changing this. They want to demonstrate that Bitcoins and other forms of cryptocurrency are actually perfect for online trading. Hence, they have developed a list of reasons why. Transactions Are Fast With cryptocurrencies, you can complete a transaction in no more than 15 minutes. Bank transfers, and particularly international…

How To Keep Energy Bills Low This Fall

September marks the beginning of fall and every Canadian knows that this season is the start of dropping temperatures. While the temperature outside of the home plummets, it is typical for the average homeowner’s hydro bills to rise in costs. The easy solution to fight the cold is to keep the furnace running all day and night to stay comfortable and deal with higher bills, but running the furnace on overtime is a bandage solution to a bigger problem: your house needs new windows. There is no point in cranking up the furnace in the colder seasons if the windows…

Cruising on budget for first-time cruisers

You might already know this by now – a cruise package already includes accommodation plus all your food and entertainment, but perhaps what you don’t know as a first-timer are the “on-board extras”, which can add considerable cost to your overall trip. The cruise ship’s revenue also depends on their luxurious drinks, spa facilities, “specialty” meals and unique activities, so there are a plethora of ways in which cruise companies can make you part with your cash. In any case, being a budget-conscious cruiser doesn’t need to be a matter of insistent saving and scrimping. Here are a couple of…

Helpful Tips to Get the Most out of Your Home Equity

At some point during our lives, we all get to the point where we need money and we simply do not have it. While it may feel as if there is no hope out there, you may have a very significant asset: your home. If so, then you may be able to refinance it through some of the home equity loans Florida has to offer. Understanding the Home Equity Loan A home equity loan essentially allows you to borrow money in line with the value of your home. However, there are limits to this. Generally speaking, you can not lend more…